Looking to buy car insurance online? You’ve made the right decision. More often than not, people tend to consult with insurance agents or car dealers when buying or renewing car insurance. However, insurance agents are driven by commission and tend to push you towards insurance plans that benefit them the most, while car dealers generally offer only third-party coverage, which is the bare minimum.
Realistically, buying car insurance online is less expensive, less confusing and a lot more convenient. To help you get started, here are a few insurer websites which offer the best products when it comes to car insurance.
Which Websites Offer the Best Car Insurance Plans Online?
While there are a lot of insurance companies around that offer car insurance products, not all of them have the right combination of best-in-class features, superior add-ons, and reasonable pricing. Here are five car insurance companies which can offer you a mix of all that’s needed
#1 TATA AIG
TATA AIG General Insurance offers private car insurance, commercial vehicle insurance as well as a second-hand car insurance plan. The company has a network of over 2000 garages that provide cashless services to the policyholder. Its third-party property damage coverage offers up to INR 7.5 lacs in compensation and provides a wide range of features such as depreciation reimbursement, daily allowance, return to invoice, engine secure and consumables cover. It is one of the few companies that offer personal accident coverage as part of the policy and covers damage from natural calamities.
#2 Bajaj Allianz
The Bajaj Allianz General Insurance Company is a joint-venture between Bajaj Finserv and Allianz SE. Its customer care team is known to be swift and ready-to-serve. As a result, it is one of the preferred car insurance companies in India. It offers third-party property damage coverage up to INR 7.5 lacs and has more than 4000 garages as a part of its network. As a result, any policyholder looking for repairs and services on a cashless basis can take advantage of its wide network. The company also offers personal accident insurance and up to 50% No Claims Bonus. Its add-on covers include accident shield, conveyance benefit, and consumables expenses.
#3 Reliance General
Reliance General Insurance is part of the group headed by Anil Dhirubhai Ambani and works with more than 12000 intermediaries in India. The highlight of the company is their cashless services across its network of more than 2100 network garages. Reliance General has various bundle offers which allow you to mix and match the add-ons, which include nil depreciation cover, engine cover, consumables cover, no claims bonus retention and many more.
#4 ICICI Lombard
ICICI Lombard does not require car inspections for its policies. That is why it is one of the few companies that car offers immediate car insurance online. They have a cashless garage network of over 3500 sites and third-party property damage coverage up to INR 7.5 Lacs. Their 24×7 support is one of the best-in-class and coupled with add-ons like roadside assistance and zero depreciation; it can be the best car insurance online plan for you.
#5 Bharti AXA
Bharti AXA also offers a unique car insurance offering. They have a garage network of more than 1600 sites across the country while a third party property damage coverage of up to INR 7.5 lacs puts it in the same class as the companies mentioned above. Additionally, there’s a personal accident cover of up to INR 2 Lacs. The differentiating factor for Bharti AXA is their sudden illness cover of up to INR 10,000. The company also offers depreciation cover, hospital cash cover and return to invoice cover.
How to Know Which Plan is The Most Beneficial of them All?
While all of these are excellent products in themselves, you only need one. One of the best ways to compare and contrast their various features are online insurance aggregator websites like Coverfox.com. The site not only offers the ability to look at all the product that matches your need at a snapshot view but also offers a discount on the car insurance online quotes. Additionally, there’s the convenience of making claims and renewing your policy, all from Coverfox.